Specialised liability insurance aims to protect commercial business owners from the risks of liabilities imposed by lawsuits and similar claims.

Directors & Officers Liability Insurance

Indemnifies directors and officers against financial liability in the event of a claim regarding perceived failures in their performance and duties as managers. Directors & Officers insurance is designed to protect a company’s decision makers.

Errors & Omissions Insurance

We cover the insured person or company against claims that they caused a financial loss to their customer due to their negligence in providing their professional services. 

Broadform Liability

Public Liability: 
Covers the insured person or company against sums for which they become legally liable to pay as a result of injury or damage to others arising in the general course of business.

Sudden and Accidental Pollution:
Covers the insured person or company against sums for which they become legally liable for damage caused through the accidental release of pollutants into the environment.

Product Liability and Defective Workmanship:
Covers the insured person or company against sums for which they become legally liable to pay as a result of injury or damage being caused to others through the harmful nature of their product or out of negligence while working on a product.

Negligent Advice:
Covers the insured person or company against sums for which they become legally liable to pay as a result of the giving of free advice in the promotion of their products or services.