We have combined traditional commercial insurance policy terms with more understandable terms and conditions tailored to suit over 700 different business types, from start-up to mature businesses. You need Commercial Insurance if you have a registered business with assets that could be at risk to damage, theft, fire or public liability.


Why Auto & General Commercial Insurance?



  • Auto & General Commercial Insurance was launched in 2005, and is backed by world class reinsurers, with a minimum international scale rating of A-. 
  • In 2013 we launched the first of our Specialty Lines Products, namely Professional Liability: Errors & Omissions insurance -a solution which protects businesses against claims by a client for an alleged mistake or omission that has caused financial loss; and Professional Liability: Directors & Officers Insurance –a solution designed to protect Directors and Officers against allegations of negligence and safeguard them in the event of personal litigation.
  • In the same year we also introduced stand-alone Business All Risk with Motor Cover and partnered with the PLP Group (represented by BGS) to offer support services for small to medium size businesses. This customised product is unique in the industry and helps SMEs with their growth and sustainability. We need to spell these out, I don’t even know what this is.
  • In 2015 Auto & General Insurance is placed in the top three in the short-term insurance category at the 17thAnnual Sunday Times Top Brands Awards. The awards honour South Africa’s best known and loved brands. The brands were voted for by clients and non-clients in the Business and Consumer sector.