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At Auto & General, we understand the important services that freight and logistics businesses provide for the country. From delivering food and household goods to consumers to supplying other businesses with essential tools and equipment, our economy relies on these businesses and their trucks. That’s why we offer specialised heavy commercial vehicle insurance to our Business Insurance clients, so they can keep their businesses – and the country – running smoothly.

We offer three types of cover to suit any business with trucks from 3.5 to 10 tonnes, depending on what goods they carry.


Motor Only Vehicle Insurance

Our Comprehensive Truck Insurance protects your vehicles against theft and hijacking, accident damage, third-party liability, windscreen damage, fires and explosions, and numerous acts of nature like floods, storms, hail, lightning, heavy winds, and earthquakes.


Motor and All-Risk Vehicle Insurance

With this cover, you get our Comprehensive Truck Insurance combined with cover for the valuable tools and equipment you keep in your vehicle that help you and your drivers get the job done.


Motor and Goods-in-Transit Vehicle Insurance

Experience has taught us it’s better to be safe than sorry because anything can go wrong on our roads. That’s why we offer you the option to combine our comprehensive cover with Goods-in-Transit Insurance, so your business isn’t at risk of a severe financial loss if your goods are lost damaged, or stolen while you’re transporting them.


Heavy Commercial Vehicle Insurance quotes

Because a standard Car Insurance policy simply can’t provide all the right cover you need for your trucks, we offer only bespoke Heavy Commercial Vehicle Insurance quotes.

Call us on 0861 00 02 09 to speak to a consultant to get a tailored insurance quote. Alternatively, you can speak to one of our experienced Heavy Vehicle Insurance brokers who can put together an affordable quote personalised to your business’s needs.


Heavy Commercial Vehicle Insurance Benefits

Our Truck Insurance comes with a range of benefits designed to let you focus on the complex task of running your business while we take care of the smaller details.


Road Assist

When you’re on a tight deadline and strict delivery schedule and a truck breaks down, you need to know you can get your vehicle up and running as quickly as possible to minimise financial and reputational loss to your business. Our Road Assist benefit provides specialised towing for trucks anywhere in South Africa, so a breakdown doesn’t have to mean a complete business interruption. We’ll tow your truck to the nearest repairer and pay for the storage fees for up to 72 hours afterwards. We will keep you updated the entire time so you know exactly what’s going on with your vehicle no matter where it is in the country.


Medical Assist

Your truck drivers face numerous risks driving across the country. Our Medical Assist benefit helps to keep them safer on the road. If your driver is in an accident and needs medical attention, we will send emergency services to assist them and take them to the most appropriate medical facility if necessary.


Business Assist

No matter how big or small, every business could use a helping hand from time to time. That’s where our Business Assist benefit comes in. You can make use of our database of experienced professionals and specialists to keep your business running smoothly. Whether you need telephonic legal advice, help with drawing up a contract, assistance in setting up your online marketing presence, fixing an IT problem, or even submitting tenders, you can find what you need in one place with Business Assist.