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It might be easy to view Small Business Insurance as yet another business expense. However, protecting your business is a solid investment decision that will offer instant security and peace of mind to you, as a small business owner. 


Auto & General prides itself as an experienced leader in South Africa’s competitive insurance industry. As a committed and trusted business with over three decades of experience, we recognise that small businesses have specific insurance needs that are unique to each business. We’ve tapped into our wealth of knowledge and have created flexible and unique insurance solutions that will suit virtually any type of business, from fledgling start-ups to established enterprises. 


Why do you need Small Business Insurance? 


You’re a small business owner, following the path of building a business that your customers can trust. Without the appropriate Business Insurance cover, your business could be threatened by risks that are impossible to predict. Now, it's time to trust Auto & General’s far-reaching expertise that will help you protect your business from potential damages. 


We can offer you essential insurance for your small business. Our experience has shown us that many businesses share common risks, and we will help you make sure you receive the right cover for your business against these possibilities. 


What does Small Business Insurance cover?


Our insurance options protect the contents of your business premises, amongst other risks. At Auto & General we’ve created the perfect insurance solution for all types of small businesses. 


Historically, we’ve used our years of experience to dedicate ourselves to assisting with the growth of small businesses throughout South Africa. As a result, we’ve developed unique products to enable us to help small businesses expand. 


Our knowledgeable agents will be on call to assist you with your business needs

In addition, our Business Concierge service is available 24/7 to help you purchase goods, services, equipment or make bookings and appointments while you’ve got your hands tied with the day-to-day operations for your business.


Some of the extra assistance benefits that Auto & General provides for small businesses include financial advice for dealing with trusts, wills, debt counselling and debt review, financial planning and counselling, procuring a credit report for your business, and more.


We offer full assistance with developing a digital presence for your brand, including multiple facets of website and social media setup for your business, as well as corporate identity assistance and an email marketing campaign. These are just some of the many benefits that are included with our Business Assist - which are available when taking out any one of Auto & Generals’ Business Insurance options. 

We’ve got a host of coverage, tailor-made for your enterprise, including but not limited to:
  • Cover for office contents

  • Cover for goods in transit

  • Public liability

  • Employers’ liability

  • Group personal accident

  • Motor, motorcycle, trailer, or golf cart

  • Stock deterioration 

  • Machinery breakdown 

  • Business interruption

  • Accidental damage

  • Theft cover

  • Fire and lightning cover

  • Electronic equipment

  • Glass breakage

  • Accounts receivable 

  • Money cover

  • Buildings combined

  • Car hire: loss of use


Business Assist Benefits


Our key services focus on assisting and supporting your business in core business areas, including technology, business management, operations, finance, marketing, and sales.

Many small business owners struggle to get the required professional advice and mentorship they desperately need – this can be caused by a lack of time or energy; a tight budget; or simply not knowing where to go to seek such specialised advice.


With Auto & General, you have access to telephonic support from trusted professional advisors, experienced mentors, and specialists who are experts in key business areas.


Small Business Insurance quotes

Ready to get your small business set up with Auto & General’s Small Business Insurance? For more information about our small business policies or to get a small business insurance quote, call us on 0861 00 02 09.