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Legal Cover

With our Legal Cover product you will have access to advice on any private, legal or labour matter, regardless of whether the cause of dispute arose before or after the commencement of your policy. We offer three benefits that have been included with this product to help you when you need it most: the Mediation Benefit, the Litigation Benefit, and the Basic Benefit.

If you would like to take a closer look at exactly what Legal Cover, please download the brochure.

Legal Cover includes cover for:

  • assistance with written representations
  • assistance with settlement negotiations in criminal and labour matters
  • mediation in civil matters (if you want to institute a claim or defend an action against you)
  • mediation in civil matters
  • mediation in family matters, for example maintenance and divorce settlements
  • matters related to identity theft
  • drafting of the Legal Agreements

Basic benefit includes cover for:

  • Unlimited advice on private legal matters
  • Unlimited advice on labour matters
  • All advice is available through a 24-hour call centre

 

Mediation benefit includes cover for:

  • cover begins after the commencement date of your policy
  • assistance up until litigation is inevitable
  • unlimited cover
  • letters will be written, telephone calls made, faxes and e-mails sent and consultations held on your behalf

 

Litigation benefit includes cover for?

  • assistance when you're involved in any court proceedings where physical representation is required
  • court proceedings include criminal, civil or labour
  • cover is limited to up to R120 000 per annum
  • cover begins three months after the commencement or reinstatement date of your policy