Auto and General understands that your car is more than just a ride. It is your daily commute partner, your family’s trusted travel companion, and a significant investment.
Vehicle Value Protect covers you for total loss. It pays out the difference between the retail value at inception of the policy and the retail value at total loss.
Auto and General Vehicle Value Protect bridges that gap by covering your car’s original retail value from day one. It’s smart protection against depreciation, helping you stay financially secure when it matters most.

What is covered?
Protect your car's value with reliable cover benefits.
Cover for total loss
Covers total vehicle loss due to write-off, theft, or hijacking
Cars under R1 million in value
The vehicle's retail value at point of sale should be less than R1 million
Cars less than 10 years
To qualify for the cover, the vehicle should be less than 10 years
Cars up to 15 years
When on risk we will cover up to 15 years


