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Personal Insurance

Cover for life’s unexpected moments

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Personal insurance for life’s unexpected moments

Personal insurance can help you and your family manage the financial impact when unexpected events happen. From funeral cover and personal accident insurance to legal cover and life insurance, Auto and General offers a range of options for different stages and circumstances in life. Whether you need support with unexpected legal costs, expenses following an accident, funeral costs or financial support for your loved ones, you can explore personal insurance options designed to give you added financial reassurance when it matters.

We’re reliable & recognised.

The accolades that prove our difference. Year after year.

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Top 4 in the short-term insurance industry

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Top 3 in the short-term insurance industry

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Silver for short-term insurance

World's Best Auto Insurance Companies List - Forbes 2026.svg

World's Best Auto Insurance Companies List

Best Short-Term Insurer: Car, Buildings, Household. - Daily Sun People choice 2025.svg

Best Short-Term Insurer: Car, Buildings, Household.

Best Auto Insurance Brand in South Africa - Forbes 2024.svg

Best Auto Insurance Brand in South Africa

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Orchid recognition for the Never not there™ campaign

Ranked #1 for customer experience - CE Index best customer service 2025.svg

Ranked #1 for customer experience

Top 4 in the short-term insurance industry - Ask africa top 4 24-25.svg

Top 4 in the short-term insurance industry

Top 3 in the short-term insurance industry - Ask africa top 3 25-26.svg

Top 3 in the short-term insurance industry

Silver for short-term insurance - Daily Sun Peoples choice 2026.svg

Silver for short-term insurance

World's Best Auto Insurance Companies List - Forbes 2026.svg

World's Best Auto Insurance Companies List

Best Short-Term Insurer: Car, Buildings, Household. - Daily Sun People choice 2025.svg

Best Short-Term Insurer: Car, Buildings, Household.

Best Auto Insurance Brand in South Africa - Forbes 2024.svg

Best Auto Insurance Brand in South Africa

Orchid recognition for the Never not there™ campaign - Orchids 2024.svg

Orchid recognition for the Never not there™ campaign

Ranked #1 for customer experience - CE Index best customer service 2025.svg

Ranked #1 for customer experience

Top 4 in the short-term insurance industry - Ask africa top 4 24-25.svg

Top 4 in the short-term insurance industry

Top 3 in the short-term insurance industry - Ask africa top 3 25-26.svg

Top 3 in the short-term insurance industry

Silver for short-term insurance - Daily Sun Peoples choice 2026.svg

Silver for short-term insurance

World's Best Auto Insurance Companies List - Forbes 2026.svg

World's Best Auto Insurance Companies List

Best Short-Term Insurer: Car, Buildings, Household. - Daily Sun People choice 2025.svg

Best Short-Term Insurer: Car, Buildings, Household.

Best Auto Insurance Brand in South Africa - Forbes 2024.svg

Best Auto Insurance Brand in South Africa

Orchid recognition for the Never not there™ campaign - Orchids 2024.svg

Orchid recognition for the Never not there™ campaign

Ranked #1 for customer experience - CE Index best customer service 2025.svg

Ranked #1 for customer experience