Value Added Products

You put down a big deposit and dutifully pay your instalments every month. You even have tailor‑made insurance for your car, so that you’re covered when disaster strikes. But what happens to your deposit or the money you still owe the bank? That’s where Auto Top-Up steps in.

Everyday motoring can cause annoying chips, minor dents and light scratches that often do not fit into your monthly budget. That's why we have created Scratch & Dent, a product that will help you keep your car in showroom condition, which you can add to your Auto & General vehicle policy.

Mechanical break-downs can lead to major frustration, not to mention a hefty bill. We’ve thought about this and how best we can help you, and created Mechanical Breakdown.

We've developed Tyre & Rim Guard in response to the continued deterioration of the roads in South Africa, as well as the increase in number and size of potholes. Much of the time uneven roads and potholes catch drivers unawares and cause significant damage to their vehicle's rims and/or tyres.

With our Legal Cover product you will have access to advice on any private, legal or labour matter, regardless of whether the cause of dispute arose before or after the commencement of your policy. We offer three benefits that have been included with this product to help you when you need it most: the Mediation Benefit, the Litigation Benefit, and the Basic Benefit.

It's always a pleasure to find a way for you to make sure that all of your valuables are insured. That's why Cellphone Insurance is especially useful, because if you don't have a Portable Possessions policy under which you would normally specify your cellphone, you can get this product as a standalone product.

Our Funeral Plan* product provides cover for funeral expenses in the event of your death or that of your spouse or children. We promise that during this difficult time to provide your family with financial peace of mind.

We aim to live up to our motto of always being there for you, which is why if you are in an accident and become disabled, hospitalised, or pass away, our Personal Accident product will make sure you and your family are cared for.

Medical Gap Cover is designed to relieve the unexpected financial burden of in-hospital procedures. Even if you are covered by medical aid, there is often a shortfall between what they will cover and what hospitals and specialists charge – and you will be responsible for the outstanding amount. Medical Gap Cover helps provide for this shortfall, giving you and your family peace of mind.