As an Auto & General Signature customer, you have access to our valuation benefit. This benefit involves an appointed valuator, who will conduct a full valuation on the necessary insured items. This information is kept on file to ensure that any future claims processes are as smooth as possible. Please refer to your policy documents for more information.

Your Auto & General Signature policy is an Assets All Risk based policy, which means that all events resulting in loss, damage or liability are covered (unless they are specifically excluded). Please refer to your policy documents for more information.

• Unlimited Car Hire (Optional)

All Auto & General Signature policies with at least one comprehensively insured vehicle, have the option to add car hire with cover for an unlimited number of days. Please refer to your policy documents for more information.

• Excesses

Basic excesses are applicable, but no additional excesses apply to your vehicle cover on your Auto & General Signature policy (excluding a theft excess if no tracking device is installed in the vehicle). Please refer to your policy document for more information.

• Exotic vehicles/High-value vehicles

As an Auto & General Signature customer, you have the option to insure your exotic or high-valued vehicles on your policy. Please refer to your policy documents for more information.

• Average Waiver benefit

In the event of a loss under the non-motor section of your Auto & General Signature policy, the application of the average clause could be waived if you.

• Have allowed for a valuation to be performed on the property.

• If the insured value was adjusted in line with the valuation value.

Please refer to your policy documents for more information.

• Power surge

Cover for damage or loss due to power surge is provided. Please refer to your policy documents for more information.

• Geyser

Geyser cover is automatically included under your Buildings cover and any damage caused, as a result of the geyser, is covered up to the sum insured. Please refer to your policy documents for more information.

• Garden restoration

We will pay the reasonable cost to restore your garden at the risk address if it is damaged during the period of insurance by fire, lightning, collision or impact, or theft or vandalism. The benefit is up to R75 000 per claim. Please refer to your policy documents for more information.

• Business contents

As an Auto & General Signature customer, you have extended cover under Home Contents, for any business contents held at your insured address, for loss or damage up to an amount of R250 000. Please refer to your policy documents for more information.

• All Risk cover (unspecified)

As part of your Home Contents cover, you will receive an automatic All Risk cover extension of R100 000. This means that you will enjoy cover on all items taken away from your insured address to the value of R100 000, and there is no requirement to have these items specified. Please refer to your policy documents for more information.

• Fine Art and Collectables

As an Auto & General Signature customer, you can specify all your fine art and collectables to be included in your Home Contents cover. In addition, you have the option to have the items valued to ensure that these items are correctly insured. Please refer to your policy documents for more information.

Personal legal liability cover is included in your Auto & General Signature policy for up to a value of R25 million. This benefit provides you with worldwide cover. Please refer to your policy documents for more information.

In addition to the standard Auto & General Assist products included in your policy, you will have access to our brand new and exclusive Assist product called Home and Convenience Drive. This benefit helps you when you need help getting from point A to point B. Please refer to your Auto & General Signature Assist brochure for more information.

You have the option to add a Cashback Plus benefit to your policy. You will either receive your entire first year's premium, or up to 25% of all your premiums paid over those four years, whichever is the lesser, by remaining claim-free for four uninterrupted years. This benefit includes:

• Funeral cover.

• Retrenchment premium waiver.

• Death premium waiver.

• Dreaded disease premium waiver.

Please refer to your policy documents for more information.