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Security dispatched to your property after loss or damage
Security dispatched to your property after
loss or damage
Cover for power surges caused by outages.
24/7 Assistance for home emergencies
Get Home Insurance from Auto and General
For over 30 years, Auto and General has been a trusted name in South African insurance, helping individuals and families protect what matters most. As pioneers in the local insurance space, we’ve built our reputation on reliability, innovation, and service you can count on. When it comes to securing your home, we know how important it is to have the right cover in place. Home Insurance cover not only meets your needs but also gives you peace of mind when life throws the unexpected your way.
Our Home Insurance is designed to do exactly that. Whether you own a free-standing home, live in a townhouse complex, or rent an apartment, we offer tailored insurance options that help safeguard your property and belongings. With Auto and General, you can combine comprehensive Building Insurance, Home Contents Insurance, and Portable Possessions Insurance to build a policy that works for your lifestyle and your budget.
At Auto and General, we believe your home deserves more than just a standard insurance policy. It deserves cover that’s flexible, easy to manage, and backed by a team that’s with you every step of the way. So whether you’re a first-time buyer, a seasoned homeowner, or simply reviewing your cover, trust Auto and General Home Insurance to help you protect your space, your things, and your peace of mind.
Get Cash Back Plus
Being covered is great, but it feels even better when loyalty is recognised and rewarded. Stay claim-free for four years, and enjoy a cash-back perk on us! Simply add Cash Back Plus to your policy and feel the love.
Types of Home Insurance Offered at A&G
Home Contents Insurance
Whether you rent a flat or own a house, your Home Contents Insurance covers everything. This includes everything you keep inside your home, like household appliances and furniture. Your home is your sanctuary, but unfortunately, accidents do happen. Learn more about our Home Insurance policies and protect your household contents today.
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Building Insurance
Building Insurance protects your property in case of unexpected events, like a geyser bursting and flooding your home. For a monthly premium, you can have peace of mind knowing that should the unthinkable happen, you won’t be left with an empty wallet or uninhabitable home.
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Portable Possessions Insurance
Personal devices such as laptops and phones have become vital to everyday life. You soon realise how much is at risk when you combine those with the valuables you carry with you on a daily basis. That’s why it is wise to get Portable Possessions Insurance, a helpful policy designed to keep you on the move without worrying about theft or accidental damage.
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Our customers generally score us 9.2 out of 10 when asked how easy it was to interact with us.
Home Insurance FAQs
How much does Home Insurance cost in South Africa?
Home Insurance in South Africa will vary according to your tailored policy. Speak to one of our experienced advisors for a quote and find out what insurance you need for your home.
What does Home Insurance cover in South Africa?
Household Insurance covers the structural building of your home, including the roof, gates, walls and windows, with a Building Insurance policy. It also covers your household contents, like furniture and appliances, with a Home Contents Insurance policy.
What is the difference between Building and Home Contents Insurance?
Building Insurance covers damage to the physical structure of your property, including fixtures. Home Contents Insurance protects your personal belongings stored inside your home, like clothing and electronics. Both Household Insurance policies are needed for comprehensive home protection against damage or theft.
What kind of insurance do you need for your home?
Auto and General recommends Building Insurance, which covers structural damage to your property, and Home Contents Insurance, which safeguards personal property inside the home. There are also additional Home Insurance standalone policies for high-value items, like art and jewellery. Speak to one of our trained insurance consultants to find out what insurance package you need for your home.
Read More About Home Insurance
Five Types of Damages Covered by Building Insurance
Your home may seem permanent, but it is unfortunately exposed to risks every day, and you never know if you might lose it. Unfortunately, we have received many calls from devastated customers who have lost their homes. Fortunately for them, most had buildings insurance which meant they were protected against the financial loss and supported in finding somewhere else to live without much notice.
What’s The Difference Between Home Contents Insurance & Building Insurance?
In today’s financially unpredictable climate, being forewarned means being forearmed. Nowhere does this apply more than to your choice of insurance. Knowing what your insurance won’t cover before you make a claim could save you money and spare you the inconvenience of having to reassess your coverage. A common area of confusion is home contents insurance coverage. Many people aren’t aware that the benefits of home insurance won’t cover damage to their property. As Auto and General offers both building insurance and home insurance policies, we’ll explain the differences in coverage offered by building insurance vs contents insurance — and why you need both.
What does home insurance cover?
Take a moment and think about all the belongings you own. A lot of thought and finance will have gone into selecting them, and some will have sentimental value too. Now imagine it’s gone – destroyed or stolen in an unfortunate incident.
Anything that can be lifted, pushed, and pulled is considered part of your home contents (even that hefty dining table). You can protect all of these things with home contents insurance and ensure more peace in your future.