“Prompt service and speedy feedback after submitting my claim” With permission from our customer. This does not constitute financial advice.
Mr. Sinden.
For over 40 years, South Africans have trusted Auto and General to help cover what matters most. Our Home Insurance solutions are designed to give you confidence that your home, belongings and everyday valuables are covered for life's unexpected moments.
Choose from Buildings Insurance, Home Contents Insurance and Portable Possessions Insurance, or combine them for more complete cover tailored to your lifestyle and budget. With Auto and General, getting the right cover is simple, flexible and backed by decades of experience.

Cover the structure of your home against unexpected events, from burst geysers to storm damage, with Buildings Insurance.
Being covered is great, but it feels even better when loyalty is recognised and rewarded. Stay claim-free for four years, and enjoy a cash-back perk on us! Simply add Cash Back Plus to your policy and feel the love. [2]

The compliments that prove our commitment. Claim after claim.
Our experienced advisors answer your most frequently asked questions.
Home Insurance in South Africa will vary according to your tailored policy. Speak to one of our experienced advisors for a quote and find out what insurance you need for your home.
Household Insurance covers the structural building of your home, including the roof, gates, walls and windows, with a Building Insurance policy. It also covers your household contents, like furniture and appliances, with a Home Contents Insurance policy.
Building Insurance covers damage to the physical structure of your property, including fixtures. Home Contents Insurance protects your personal belongings stored inside your home, like clothing and electronics. Both Household Insurance policies are needed for comprehensive home protection against damage or theft.
Auto and General recommends Building Insurance, which covers structural damage to your property, and Home Contents Insurance, which safeguards personal property inside the home. There are also additional Home Insurance standalone policies for high-value items, like art and jewellery. Speak to one of our trained insurance consultants to find out what insurance package you need for your home.
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[1] As ranked by the 2025 Customer Experience Index for the Short-Term Insurance Industry
[2] Cash Back Plus is an optional benefit available at an additional premium and is subject to specific terms, conditions and eligibility criteria. Cash-back payouts are only payable after four consecutive claim-free years and may be impacted by policy changes, cancellations, lapses, unpaid premiums or claims during the qualifying period. The cash-back amount payable will be calculated in accordance with the policy terms in force at the time of payment. Auto and General reserves the right to amend or withdraw this benefit in line with applicable policy terms and conditions.