Comprehensive car insurance is our option that has all the bells and whistles in that it will cover your car for more than just third party claims if you get into an accident with another car. It will also cover you for damages you accidentally cause to your own car.
Car insurance is one of the major necessities in life that helps you prepare for the unexpected, and knowing that you are covered takes away that extra bit of stress when you are on the road.
If you think about it, some of the stress of driving can easily be attributed to worrying about what could go wrong, because much of the time we’re concerned with how we would repair the damage and if we would be able to afford it. Consciously or subconsciously this tends to steal focus away from driving and can be a leading cause of tension in other areas of your life.
Third Party Fire & Theft
Third Party, Fire & Theft Vehicle Insurance covers your vehicle for accidental damage caused to a third party and against theft and fire damaged caused to your vehicle, however any damages caused to your vehicle will not be covered.
Third Party Only
Our Third Party Only Insurance policy covers damages that you have caused to other vehicles or their property. It’s often only recommended that you buy Third Party Only Car Insurance when your vehicle has a relatively low financial value and has already been fully paid for. It’s our most inexpensive package, but that being said, you must remember that your vehicle will not be covered against theft, loss or damages caused by an accident.
Auto & General Insurance traditionally gave you the option to insure your vehicle for its Retail, Trade, or Market value. These options would pay you out for the same value car, if your car is written off*. However, by taking out our new and exciting BetterCar value option we will pay you out for a car that is a newer model and has less kilometres on the clock, if your car is written off*.