Third Party Only Insurance
Get Covered with Third Party Only Insurance
Auto and General's Third Party Only Car Insurance often simply called Third-party Only Insurance – is designed to give you essential financial protection without the higher premiums of comprehensive cover. It’s a cost-effective option that covers you if you cause accidental damage to someone else’s vehicle or property.
It’s important to note that Third Party Only Insurance is the minimum level of cover available for motorists. While it can help shield you from the potentially extreme cost of paying for another person’s losses, it will not cover repairs to your own car.
For that reason, this type of policy is often ideal for drivers who own an older or lower-value vehicle and are confident they can pay for their own repairs if necessary, but still want to avoid the financial burden of paying for someone else’s damage out of pocket.
Third Party Only Insurance
When you take out Third Party Only Insurance with Auto and General, you’re covered against third party claims. This means that if you are found responsible for causing an accident, the person affected, the third party, can claim for the damage or loss they’ve suffered.
Your policy will pay for the repair or replacement costs of the third party’s damaged property or vehicle, as well as legal fees if applicable, up to the limits stated in your policy.
Our customers generally score us 9.2 out of 10 when asked how easy it was to interact with us.
Why Third Party Only Insurance Matters
Without Third Party Only Car Insurance, you could face massive out-of-pocket expenses if you damage a high-value vehicle or someone’s property. With Auto and General, you get peace of mind knowing that you’re protected against these unexpected financial losses, all while keeping your premiums affordable.
Choose Third Party Only Insurance today and drive with confidence, knowing you’re covered where it counts most.
Third Party Only Insurance Value adds
Manage your policy online
Auto and General makes it simple to manage your policy online. You can even report your claims online in minutes.
Service Promise
We guarantee that you will always receive excellent service as part of our Service Promise.
The best policy doesn't just cover, it gives back.
With Cashback Plus, your loyalty is rewarded in a very real way. Stay claim free for four years and enjoy a cash back payout. It’s an easy add on to your policy that turns peace of mind into real value, without compromising on the quality of your cover. Cover what matters most and enjoy the satisfaction of knowing that great cover can come with meaningful rewards because with A&G, being insured right should always feel good.
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Learn more about Third Party Car Insurance
A car insurance calculator is a useful tool that enables you to estimate the premiums you will likely pay for your motor vehicle insurance.
The three types of car insurance offered in South Africa are: comprehensive; third party, fire and theft; and third party. Each of these offer a different degree of cover.
An online car inspection allows you to perform your own inspection by photographing predetermined aspects of your vehicle and submitting the images along with other details to your insurer.