A large part of our personal touch is ensuring that we’re there for you in a variety of situations, including times when a little financial help will go a long way. Over the past 27 years we’ve seen first-hand how significant this kind of assistance can be, and that’s why we offer you an auto & general Personal Loan* of up to R150 000.


You may choose any amount, from R1 000 up to R150 000, as well as the repayment term, from 1 year up to 5 years, depending on how you’ve structured your budget.


Your best interests are always at the heart of what we at auto & general offer. For this reason the interest rate will be fixed for the entire loan term so that fluctuations are not a cause for concern. For your financial wellbeing, auto & general Personal Loans* are compliant with the National Credit Act and your loan will never be approved for more than what you can comfortably afford to repay, and your final loan amount will be subject to credit approval.


Have a few questions about Personal Loans? Click here to read our FAQ's.

Loan Calculator

*Please note that the above calculator is for illustration purposes only. Based on a R 69.00 Monthly Service Fee and a maximum annual percentage rate of 27.50%.
If you took a {{PersonalLoansCalculator.Amount | currency : 'R' : 0}} loan over a period of {{PersonalLoansCalculator.PeriodDisplay}} months, your monthly repayment would be:
{{PersonalLoansCalculator.Premium | currency : 'R':0}} per month


Want to apply? All you need is


  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

A Personal Loan through us will give your finances the cash injection you may need. Getting a Personal Loan is easy because the process can be started online or over the phone with no face-to-face interviews and no unnecessary paperwork.

auto&general Personal loans are administered and managed by RCS, an authorised financial services provider. NCRCP 38/FSP 44481

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