Body Corporate Insurance
for your community
Comprehensive Cover
for Community Scheme
In uncertain times, you need an insurer with experience, expertise, and a solid promise of reliability. Auto & General provides more than just cover, you get peace of mind and service you can trust.
Managing a Body Corporate or Homeowners Association (HOA) comes with risks, from property damage to liability claims, unexpected events can impact your community. That’s where we come in.
Body Corporate Insurance
Protects buildings and common property in residential complexes from risks like property damage, liability claims, and unforeseen incidents. Our tailored solutions give trustees and owners the confidence that their investment is secure.
Homeowners Association (HOA) Insurance
Covers common property, liability, and unexpected damages in residential estates. With our expertise, you can protect your community’s assets and ensure long-term security and financial stability.
With Auto & General your community scheme is covered, ensuring financial security and peace of mind for trustees, owners, and residents.
What is the difference between a
Body Corporate and a Homeowner’s Association?
The main difference between a Body Corporate and an HOA is property ownership and community structure.
Biz Assist will help your business grow
We’re committed to your business success. Our Body Corporate Insurance offers Business Assist benefits at no extra cost to ensure your business runs smoothly. From property emergencies to IT support and digital growth, these are just a few examples of what's included.
Get Cash back for your Business
Add the optional Cash Back Bonus to your A&G Insurance policy to start earning rewards
Cash Back Plus rewards you for:
- ✓ Remaining claim-free for four uninterrupted years
- ✓ The pay-out you'll receive will either be your entire first year's premiums or up to 25% of all your premiums paid over
those four years, whichever is the lesser.
+32 492
customers received their Cash Back Bonus over the last 5 years
+R260 mil
customers received their Cash Back Bonus over the last 5 years
*Cash back is an optional benefit available at an additional cost. Cover and Cash back Terms & Conditions online. The figures above are based on Cash Back received by all Auto&General customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.