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Home and Personal Insurance

Our Home and Personal Insurance products are available so that you can ensure that you have every area of risk covered – from your home contents to your buildings, to cover for funeral costs and your cellphone. We offer these products so that your everyday worries are taken care of.

Read on to find out more about our home insurance offering, and the benefits that come automatically included with your Auto & General policies!

Home Contents

Our commitment to always being there for you extend beyond your vehicle insurance needs. That's why we have designed our Home Contents Insurance so that it will cover all the items that you have filled your house with, against theft, loss and accidental damage.

Buildings

Our Buildings Insurance policy will cover the actual structure of your home against loss or damage. We offer a separate policy for the structure of your home because it faces a range of risks that have a much bigger financial impact on you if your buildings are damaged. 

Portable Possessions

Our Home and Personal Insurance products are available so that you can ensure that you have every area of risk covered – from your home contents to your buildings, to cover for funeral costs and your cellphone. We offer these products so that your everyday worries are taken care of. 

Personal Loans

A large part of our personal touch is ensuring that we’re there for you in a variety of situations, including times when a little financial help will go a long way. Over the past 27 years we’ve seen first-hand how significant this kind of assistance can be, and that’s why we offer you an auto & general Personal Loan* of up to R150 000.

Home & Personal Value Added Products

To make sure you and your family are prepared for unforeseen disasters, we offer additional value-added products that you can take out as separate policies or will need to be added to your existing policies to ensure that you have extensive cover and all-encompassing peace of mind. 

Personal Accident

We aim to live up to our motto of always being there for you, which is why if you are in an accident and become disabled, hospitalised, or pass away, our Personal Accident product will make sure you and your family are cared for.

Funeral Plan

Our Funeral Plan* product provides cover for funeral expenses in the event of your death or that of your spouse or children. We promise that during this difficult time to provide your family with financial peace of mind.

Cellphone Insurance

It's always a pleasure to find a way for you to make sure that all of your valuables are insured. That's why Cellphone Insurance is especially useful, because if you don't have a Portable Possessions policy under which you would normally specify your cellphone, you can get this product as a stand-alone product.

Legal Cover

With our Legal Cover product you will have access to advice on any private, legal or labour matter, regardless of whether the cause of dispute arose before or after the commencement of your policy. We offer three benefits that have been included with this product to help you when you need it most: the Mediation Benefit, the Litigation Benefit, and the Basic Benefit.