Portable Possessions Insurance

It can appear as if you're taking a small fortune with you whenever you leave your home, which is why we have developed our Auto & General Portable Possessions Insurance to specifically cover these items against the risk of being carried around with you on a daily basis.

The great thing about this policy is that some of your portable items are covered under the standard amount immediately upon concluding a home contents policy. You also have the unique opportunity to tell us about your more expensive items and specify these items for their correct replacement value. We call these Specified and Unspecified items, and the less expensive items are considered Unspecified and your more expensive items are the Specified.

Specified items

Up to the amount stated on your schedule,your bicycles, prescription glasses, contact lenses, cellphones, valuable jewellery and clothing, cameras, laptops, handbags (and their contents) - in fact anything that's over the standard amount must be specified and covered for their replacement value, so that you are covered against loss, damage, and theft

Unspecified items

Up to the amount stated on your schedule your jewellery, clothes and personal items worn or carried with you, will be covered against loss, damage, and theft up to a certain amount on your schedule