FAIS General Code of Conduct Amendments in perspective

Thursday, 29 October 2020

The FAIS General Code of Conduct Amendments came into effect 26 June 2020 with a delayed effective date of either 6 or 12 months depending on the provision. The changes impact Financial Services Providers (FSPs) and the below is a summary of the notable amendments. The amendments were effective on 26 June 2020 unless otherwise indicated below... (Read More)

Tips when travelling with a trailer or caravan in tow

Monday, 19 October 2020

Driving on South African roads can be a daunting experience, now add a caravan or trailer to the mix and your risk from a safety and security perspective, doubles. It’s therefore vital that you are extra-vigilant when travelling with one in tow. Ensuring compatibility between your vehicle and the trailer or caravan you’re towing, and adjusting your driving habits to allow for the extra length and load, are key to safe travelling. ... (Read More)

How much car insurance cover do I need?

Monday, 19 October 2020

Choosing the correct insurance policy to suit your needs is the first step in insuring your car, but the next is to ensure that it is insured for the correct value. Many motorists suffer financial loss because their cars are not adequately insured. There are three different values for which a car can be insured – market, retail or trade. However, there are pros and cons to each and it is essential to understand what they are. ... (Read More)

Repatriation

Monday, 19 October 2020

The reasonable cost to salvage the vehicle and deliver it to the nearest South African border post is covered provided it was disabled outside South Africa as stipulated in the policy. The maximum indemnity for repatriation of an insured motorcycle or vehicle is the incurred cost but not exceeding a maximum amount of R7500. ... (Read More)

Load shedding, power surges and your short-term insurance

Monday, 19 October 2020

As one of the biggest insurers in South Africa, we are often asked whether our policy holders are covered for damage to electrical goods, due to a power surge related to load shedding. Before we answer the question, lets first take a look at what a power surge is. A power surge is basically a spike in your home's electrical current. The spike is very brief, usually lasting less than a thousandth of a second, but it can still cause damage to your home and appliances. Chances are that you have already experienced damage from such a power surge. ... (Read More)

Five risks that could severely impact smes

Monday, 19 October 2020

African economy, and the one area which should create growth in order to ignite a lacklustre economy. It has been said that Small and Medium Enterprises (SMEs) are the bedrock of the South The broker’s responsibility However, SMEs must be made aware of risks which could impact their business continuity and bottom line. This is where commercial insurance specialist knowledge comes into play. ... (Read More)

Now is the time to review your insurance cover

Monday, 19 October 2020

It’s a new year and you can now hopefully look back on a wonderful festive season having spent time with family and friends and enjoying all those Christmas gifts you received. Some of these are sure to be big ticket items. Maybe you’ve purchased or received a new vehicle or the latest mobile phone as a gift. Or, did you finally receive those fabulous earrings you’ve coveted the entire year? ... (Read More)

Keeping your client’s vehicle on the road, with reliable repair work

Friday, 21 August 2020

We ensure that our policy holders are able to engage in day-to-day activities like school runs, the commute to work and grocery shopping; not forgetting additional planning for special getaways and memorable journeys. Owning a vehicle you love is truly a life-altering experience, lose the convenience due to a breakdown or mechanical failure and your traveling activities are immediately interrupted. Some of these situations aren’t avoidable, however at Auto & General... (Read More)

Why should we continue to pay insurance premiums during lockdown?

Tuesday, 28 July 2020

While many household incomes will be adversely affected because of the coronavirus crisis, it is within reason for people to think of ways to reduce their monthly expenses. Insurance premiums are one of those expenses that many think they can do without until they need it. Auto & General Insurance looks at why this is one cost you shouldn’t cut.... (Read More)

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