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At Auto & General, we have enough insurance experience to know just how important your business vehicles are to the successful running of your operations. That’s why we insure a wide range of business vehicle types including motorcycles, scooters, cars, bakkies, vans, trailers, and heavy trucks. 

Depending on your business’s needs and risks, you can take out a Motor Only policy or combine Commercial Vehicle Insurance with our other Business Insurance types, so you’re covered for everything you need and nothing you don’t. We offer three levels of Business Vehicle Insurance, designed to suit any business’s budget.


Comprehensive Commercial Vehicle Insurance

This type of car insurance for business vehicles covers you for nearly every eventuality including accidental damage, fire, theft, and third-party liability, as well as acts of nature such as hail, lightning, storm, flood, and earthquake damage.

Depending on the type of business you run, we will also include Goods-in-Transit Cover together with your Comprehensive Commercial Vehicle Insurance. This is ideal for businesses like courier services.


Third-Party, Fire, and Theft Insurance

A more affordable option, our Third-Party, Fire, and Theft Insurance still provides your business with generous cover. If your business vehicle is in an accident, we will cover the cost for any third-party repairs if your driver was at fault. We’ll also cover you if your car is stolen or damaged by fire. 


Third-Party Only Commercial Car Insurance

The bare basics, this cover ensures you’ve not left out of pocket or that your business is not at financial risk if your vehicle is responsible for damage to a third-party’s property. 


Commercial Vehicle Insurance quote

Whether you’re looking for Comprehensive Business Car Insurance to cover your operations against any kind of vehicle risk or just need basic cover for third-party liability, Auto & General has the experience to help protect and grow your business.

Get a Commercial Vehicle Insurance quote online today or call us on 0861 00 02 09 to receive personalised service from one of our trained consultants

Commercial Vehicle Insurance Benefits


Road Assist

Whether you’re on your way to an important client meeting or your goods are on a strict delivery schedule, a vehicle breakdown can cost your business money. That’s why you automatically get our Road Assist benefit with our Commercial Vehicle Insurance. You and your drivers get speedy assistance if your car breaks down or is in an accident. If the vehicle isn’t drivable, we will tow it for free to the nearest repairer and pay for its storage for up to 72 hours.


Medical Assist

If you or your driver need urgent medical help following a vehicle accident, our Medical Assist partners are just a phone call away and will send emergency assistance directly to your location. 


Cash Back Plus 

For a small additional monthly premium on any of our Commercial Vehicle Insurance policies, you can add Cash Back Plus. With this benefit, you can look forward to a cash payout after four uninterrupted and claim-free years. This payout will be equal to either your entire first year’s premiums or up to 25% of all four years’ premiums combined, whichever is the lesser amount, and you can use it for whatever business needs you might have at the time.


Business Assist

We automatically include our Business Assist benefit with every Commercial Car Insurance policy. An asset to any business, particularly small and medium-sized ones, Business Assist was created to help owners grow their businesses by supporting them in key areas such as technology, business management, operations, finance, marketing, and sales. With this benefit, you have telephonic access to a range of experts, specialists, advisors, and mentors.