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A large part of our personal touch is ensuring that we’re there for you in a variety of situations, including times when a little financial help will go a long way. Over the past three decades we’ve seen first-hand how significant this kind of assistance can be, and that’s why we offer you an Auto & General Personal Loan* of up to R250 000.

You may choose any amount, from R1 000 up to R250 000, as well as the repayment term, from 12 months up to 60 months, depending on how you’ve structured your budget.

Your best interests are always at the heart of what we at Auto & General offer. For this reason the interest rate will be fixed for the entire loan term so that fluctuations are not a cause for concern. For your financial wellbeing, Auto & General Personal Loans* are compliant with the National Credit Act and your loan will never be approved for more than what you can comfortably afford to repay, and your final loan amount will be subject to credit approval.

Have a few questions about Personal Loans? Click here to read our FAQ's. You can also speak to a personal loans consultant on  0861 877 775

Auto & General Personal Loans Call Centre Hours: Mon-Thur 8am-7pm, Fri 8am-9pm, Sat 8am-6pm, Sun 9am-5pm and Public Holidays 9am-5pm.

Loan Calculator

*Please note that the above calculator is for illustration purposes only. Based on a R 69.00 Monthly Service Fee and a maximum annual percentage rate of 27.50%.
If you took a {{PersonalLoansCalculator.Amount | currency : 'R' : 0}} loan over a period of {{PersonalLoansCalculator.PeriodDisplay}} months, your monthly repayment would be:
{{PersonalLoansCalculator.Premium | currency : 'R':0}} per month


Want to apply? All you need is


  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation

A Personal Loan through us will give your finances the cash injection you may need. Getting a Personal Loan is easy because the process can be started online or over the phone with no face-to-face interviews and no unnecessary paperwork.

Apply for a Personal Loan
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I have read and accept the terms and conditions.

To speak to a personal loans consultant call  0861 877 775

Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to a Auto & General Personal Loan* is 27.50% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.50% would be: Loan amount of R7, 500 borrowed for 24 months. Annual Interest Rate: 27.50%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 312. Monthly instalment amount: R555. Please note our interest rate will never exceed the maximum as prescribed by the NCA of 27.50%. Fees subject to change based on risk profile.

Auto & General personal loans are administered and managed by RCS, a registered Credit and authorised Financial Services Provider.