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Watercraft Insurance

We're always there for you, on the road, in your home, business - and on the water! Our Watercraft Insurance policy will cover theft, loss or damages so that you are ensured of peace of mind for your choice of craft when the waves get rough.

Remember, because trailers are used to transport your craft, they count as a separate vehicle and therefore needs to be insured separately with a Trailer Insurance policy.

It's important to note that whilst you will only be able to enjoy this cover if the vessel is used solely for social, domestic or pleasure purposes, we will cover your craft if it is being used for accredited regattas.

If you want to take a closer look at exactly what Watercraft Insurance covers, please refer to our Policy Book.

Variety of watercraft

We don’t care if it’s a dingy, a canoe, a jet-ski or a catamaran or anything in between – as long as you use it for recreational purposes on the water, we’ll keep you covered.  

Theft cover

You can rest assured that Our Watercraft Insurance is comprehensive, meaning you’ll be covered for the amount stated on your policy in the event that it’s stolen.

Cover for standard fittings & accessories

Your craft’s machinery, motors, standard fittings, gears, equipment and fitted accessories will also be insured against theft, loss or damage. 

Cover for afloat & ashore

Your craft’s machinery, motors, standard fittings, gears, equipment and fitted accessories will also be insured against theft, loss or damage. 

In the event of an accident

You will be covered for the accidental damage to your craft as well as the damage you cause another person (including their death) and / or their property. 

Cover within SADC borders

You will enjoy full comprehensive watercraft insurance as long as you stay within the SADC borders, the 15 southern African states. 

Optional water-skiers liability cover

If you are a water-ski enthusiast, that you can add water-skier liability insurance to your policy. This will cover you against the liability should the skier get hurt, etc. 

Cost of locating your boat

When your craft goes swimming with the fish, we’ll cover the cost to locate and return it to the nearest dealer. This also applies when your craft is stranded or participated in a collusion. 

Salvage & deliver

We’ll carry the costs, within reason, that you incurred in preventing or minimising further loss of or damage to the craft and deliver it to the nearest border post.