Tuesday, 4 June 2019
Recently, there has been an increase in personal loan scams in South Africa. Fraudsters are impersonating reputable financial service providers and offering fake personal loans. They may also use websites that look real and trustworthy but are a disguise to take people’s hard-earned money. With over 30 years’ experience, we at Auto & General have seen our fair share of financial scams. ...
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Friday, 27 July 2018
Blockchain technology, the revolutionary open-source ledger system behind Bitcoin and the global crypto currency mania, is kick-starting some of the most innovative problem-solving businesses in South Africa.Essentially, the blockchain is a digital ledger hosted on a distributed network, made up of many independent “nodes”, each running on an individual computer. Each of the nodes has full, real-time access to the network’s complete digital ledger, which continually records, verifies and updates all the network’s information exchanges for all time....
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Thursday, 14 December 2017
Whether you are contemplating starting a new interior design business, have owned a carpentry business for many years, or run your bed and breakfast from your home, protecting your business from insured losses is one of the most important ongoing financial investments you can make. It can mean the difference between going out of business after a severe loss or recovering from a severe loss with minimal interruption - and financial impact to your company’s operations....
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Thursday, 14 December 2017
As an insurer of architects, experience has shown us the importance of agreeing to all terms with a client upfront and ensuring that you end up with a signed contract at the end of the negotiations. We have often seen the impact that an unsigned contract can have not only on an architect’s business, but personally too. That is where Errors & Omissions insurance comes in.
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Wednesday, 8 February 2017
Many people realise the importance of saving for retirement, but they battle to find the balance between enjoying their hard-earned money and making provisions for the future. We explore some tips on saving while spending. Know your spending patterns. The first step to a successful savings plan is to understand how you spend money, reports TIME.com. ...
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Tuesday, 8 November 2016
Starting your own business can be a daunting task, but it could also be the most rewarding experience of your life. Read on for an overview of the good and the bad of starting and running your own business. So, you dream of becoming a small business owner? Or maybe even the CEO of a major new corporation. Here is a list of reasons why most people dive into the exciting world of entrepreneurship...
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Friday, 5 August 2016
Buying a house is not for everyone, but neither is renting. Deciding between these two options requires careful deliberation. Both have their advantages and their equally reasonable disadvantages. For many years, buying has always been the best option because it brings with it the stability of owning the roof over your head. ...
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Tuesday, 22 March 2016
When you buy a new house, chances are that it will need a bit of work to get it to the level you would like it. This is especially true if the home is old and has been lived in previously. It is no secret that properties usually increase in their value and by investing in a home, you could see your initial investment double or even treble in its value....
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Tuesday, 2 February 2016
While the saying ‘money can’t buy love’ is true, it sure can determine how long your relationship lasts. According to the Huffington Post, most marriages end because couples argue about money – this is usually because of the differing views people have about it. When you and your partner have similar views towards money and spending, there’s a high chance that you’ll enjoy a good marriage or relationship. ...
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Sunday, 10 January 2016
Do you dream about clearing your debts and saving money, but no matter how hard you try, you never get around to doing so? Guess what, you are not alone. According to financial experts only 6% of South Africa’s working population will be able to retire comfortably, however, all is not lost as it is never too late to start.
Most times, the hardest thing about saving money is getting started, but just like riding a bicycle it is a habit that will soon grow on you and in no time you’ll find that you are used to putting a portion of your income away for a rainy day....
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