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The ins and outs of Commercial Risk

Whether you are contemplating starting a new interior design business, have owned a carpentry business for many years, or run your bed and breakfast from your home, protecting your business from insured losses is one of the most important ongoing financial investments you can make. It can mean the difference between going out of business after a severe loss or recovering from a severe loss with minimal interruption - and financial impact to your company’s operations.... (Read More)

The importance of a signed contract

As an insurer of architects, experience has shown us the importance of agreeing to all terms with a client upfront and ensuring that you end up with a signed contract at the end of the negotiations. We have often seen the impact that an unsigned contract can have not only on an architect’s business, but personally too. That is where Errors & Omissions insurance comes in. ... (Read More)

Save for retirement or live in the moment?

Many people realise the importance of saving for retirement, but they battle to find the balance between enjoying their hard-earned money and making provisions for the future. We explore some tips on saving while spending. Know your spending patterns. The first step to a successful savings plan is to understand how you spend money, reports TIME.com. ... (Read More)

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