COVER TYPES
ADDITIONAL PRODUCTS
E-Hailing Insurance
That keeps you moving forward
Business Vehicle Insurance for E-Hailing Drivers
Driving people where they need to be is your business. Protecting your journey is ours.
When you're on the road every day, the unexpected can happen. That's why Auto and General offers insurance solutions for e-hailing drivers through our business vehicle insurance cover.
From accidents to passenger-related claims, you'll have comprehensive cover designed to help manage the risks and costs that come with transporting passengers for a living.
So you can focus on what matters most: providing safe, reliable trips with confidence.
We’re reliable & recognised.
The accolades that prove our difference. Year after year.
Top 4 in the short-term insurance industry
Top 3 in the short-term insurance industry
Silver for short-term insurance
World's Best Auto Insurance Companies List
Best Short-Term Insurer: Car, Buildings, Household.
Best Auto Insurance Brand in South Africa
Orchid recognition for the Never not there™ campaign
Ranked #1 for customer experience
Top 4 in the short-term insurance industry
Top 3 in the short-term insurance industry
Silver for short-term insurance
World's Best Auto Insurance Companies List
Best Short-Term Insurer: Car, Buildings, Household.
Best Auto Insurance Brand in South Africa
Orchid recognition for the Never not there™ campaign
Ranked #1 for customer experience
Top 4 in the short-term insurance industry
Top 3 in the short-term insurance industry
Silver for short-term insurance
World's Best Auto Insurance Companies List
Best Short-Term Insurer: Car, Buildings, Household.
Best Auto Insurance Brand in South Africa
Orchid recognition for the Never not there™ campaign
Ranked #1 for customer experience
Understanding E-hailing Insurance
Designed for the way you drive and earn. Business vehicle insurance for Uber, Bolt and inDrive drivers. Get cover tailored to how you drive, with mileage tracking for more accurate premiums and excesses.
How does E-Hailing insurance work?
Insurance designed for your e-hailing business needs.
Built for E-hailing Drivers
Designed for drivers who earn through Uber, Bolt, inDrive, and similar platforms.
Cover That Fits
Cover tailored to your mileage, helping align it with how you drive.
Stay Up To Date
Get notified if your mileage exceeds your selected driving range.
Who It's For
Ideal for drivers who transport passengers and earn an income.
Choose the cover that suits your business.
Find e-hailing cover designed around how you use your vehicle, with options to match your driving needs and budget.
Get Cash back for your Business
Add the optional Cash Back Bonus [1] to your A&G Insurance policy and get rewarded for:
Claim-Free for Four Years
Remaining claim-free for four uninterrupted years.
Get a Pay-Out
Receive either your entire first year’s premiums or up to 25% of all premiums paid over four years, whichever is less.
+32 492
Customers received their Cash Back Bonus
+R260 mil
Paid over the last 5 years
More ways to tailor your cover.
Choose optional add-ons and features designed to suit how you use your vehicle.
Passenger Liability Cover
Cover for passengers travelling in your insured vehicle following an insured event.
Car Hire Loss of Use
Stay on the road with a hired vehicle while yours is unavailable.
Accessory Cover
Cover for approved accessories and modifications fitted to your vehicle.
Sound System Cover
Cover for your vehicle's sound system following an insured event.
Tracking Device Included
A tracking device with installation and subscription costs included.
Flexible Excess Options
Choose an excess option that suits your budget and cover needs.
We stand by our promises
If we don’t live up to them, we’ll pay you R1000 [2]
Insured right
We’re there to see you’re insured right.
With A&G, you will always speak to a knowledgeable and experienced insurance advisor to insure you right.
Service Right
We’re there to see you’re serviced right.
Rely on A&G for 24/7 emergency services and 24/7 access to your policy and documents.
Settled Right
We’re there to see you’re settled right.
We give you a dedicated claims consultant and pay approved claims immediately.
We’re tried & trusted.
The compliments that prove our commitment. Claim after claim.
“Prompt service and speedy feedback after submitting my claim” With permission from our customer. This does not constitute financial advice.
Mr. Sinden
“The claims experience was very efficient on the app, thank you Elizma!” With permission from our customer. This does not constitute financial advice.
Jacques
Average Customer Rating:
4.60/5
“The service was quick, efficient and well conducted” With permission from our customer. This does not constitute financial advice.
Bennett, Benjiman Roberts
“Great service and straight to the point with assistance regarding my reason for the call. With permission from our customer. This does not constitute financial advice.”
Aobakwe
“Very helpful and informative agents. Got comprehensive cover within a few minutes of the call.” With permission from our customer. This does not constitute financial advice.
Ms. Ndaba
Our answers to, your FAQs.
Our experienced advisors answer your most frequently asked questions.
E-hailing insurance covers accidents, passenger injuries, and third-party liability while you’re transporting passengers through e-hailing apps. It’s tailored to your vehicle usage and helps protect your income and business.
No. Insurance cover for Uber drivers falls under E-hailing Insurance, which forms part of Business Insurance. This cover specifically protects drivers while completing trips booked through the Uber app, ensuring they are covered during rides.
Insurance premiums for e-hailing services are based on factors such as your vehicle type, declared mileage, and driving history. Some providers monitor mileage to ensure your cover matches your actual usage.
Absolutely. If you increase your working hours, switch platforms, or exceed your mileage bracket, you can adjust your policy to maintain full coverage and avoid gaps in protection.
Keep your business moving.
Get cover designed for the way you drive and earn. Get your E-hailing insurance quote today.
[1] Cash back is an optional benefit available at an additional cost. Cover and Cash back Terms & Conditions online. The figures above are based on Cash Back received by all Auto and General customers, derived from system reports and verified by the TIH Actuarial team. Data reflects figures as of February 2025 and may vary slightly due to reporting processes.
[2] These are uncertain times. But in these times, you can rely on the promises Auto and General makes:
To be there for you when you need us to give you convenience and peace of mind. To do things right the first time. To share our knowledge and expertise. And ultimately, in a world full of uncertainty, we promise certainty. In a world full of unpredictability, we promise reliability. This is our promise to you.