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Although every business is unique, their business insurance needs are also unique, it’s true that business operations typically involve a wide range of different people. From owners and employees to customers and even members of the public. This is why, as a business owner, you’ll require a cover that protects you if something goes wrong and you face legal liability as a result. This is why we have Specialised Liability Insurance.


Auto & General is your trusted insurance partner – we’re here to help you find the perfect cover for a variety of different circumstances, owing to our decades of prior experience. 


Why do you need Specialised Liability Insurance?

It makes sense that the kind of cover you need will heavily depend on your industry, type of business, and general business operations. Accommodation owners, for example, may need more than just General Liability Cover for cases where a guest could get injured. Your risk level, as judged by your business type and industry, will determine your need for liability coverage. You should be asking yourself, “What might happen, and how can I prepare myself and my business if the worst should happen?” 


Specialised Liability Insurance from Auto & General

One way that you can protect your business is by looking into Specialised Liability Insurance.

Auto & General has years of experience to help you succeed. In today’s fast-paced and consumer-focused working environment, businesses are being held accountable for what they do, don’t do, as well as how they go about their operations. Our trusted Specialised Liability policy is designed to protect your business against liabilities associated with your business’s operations, actions, and the products or services you offer to your customers. 


Regardless of your business size, you will require Business Liability Insurance that you can trust. Auto & General’s Specialised Liability cover is here to protect your company from potentially paying out a fortune in damages, injuries, and other liabilities. 


We offer tailored, industry-specific Specialised Liability Insurance options that align with your specific business needs. Your policy will be based on your specific risk factors and your individual business profile to ensure that you are getting exactly what you need.


What does the Specialised Liability cover?

Auto and General prides itself on its extensive range of options, which involves a variety of scenarios that your business could encounter. Our comprehensive Specialised Liability Insurance is fully customizable. 


Our experienced brokers have also designed extended options for Broadform, Professional Indemnity, and Directors and Officers Liability Insurances

The benefits of taking out Auto & General’s Specialised Liability Insurance includes cover for:
  • Legal defence costs brought against your business for which you are legally liable.

  • Customers who are injured on your premises.

  • Damage to the property of a third party.

  • Negligent advice, errors, omissions, misstatements.

  • Products that have caused harm or damage.

  • Wrongful arrest and defamation.

  • Defective workmanship.


Specialised Liability Insurance quotes


To find out how Auto & General Business Liability Insurance can help your business today, contact us on 0861 00 02 09 or bisalesliabilities@autogen.co.za